Canadian currency is counted in dollars and cents. Paper money (bills) are used for $5, $10, $20, $50 and $100, while coins are used for $1 and $2. 100 cents = 1 dollar.
Penny: .01 (one cent) 100 pennies = $1
Nickel: .05 (five cents) 20 nickels = $1
Dime: .10 (ten cents) 10 dimes = $1
Quarter: .25 (twenty-five cents) 4 quarters = $1
Loonie: $1 (one dollar; named for the image of a loon on the coin)
Toonie: $2 (two dollars)
Money can be changed into Canadian currency at financial institutions, banks or currency exchanges. You should open a Canadian bank account for your stay in Canada. Be sure to ask about the bank's hours of operation, location of branches/ offices, services, service fees and other charges (these are different at different banks). Banks are usually open Monday to Friday from 9:00 a.m. to 4:00 p.m, although some stay open later during weekdays or on Saturdays. If the bank is closed, you can use an automatic teller machine (ATM) to withdraw or deposit money if you have a recognized bank card. If you are using your bank card from home, check with your bank before you leave about withdrawal limits or other special conditions while banking in Canada. If you do not have a bank card, a person at the bank can help you get one.
Most major credit cards (American Express, MasterCard, Visa) are accepted in Canada, but notify your credit card company that you will be using your card outside your home country. Purchases will be automatically converted into the correct currency on your monthly statement.
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